Overview of the best credit cleaning companies: Which services are the most reliable?

There are so many bad and illegitimate credit repair agencies, but as long as you are familiar with the Credit Repair Organizations Act (CROA) and know your rights, you should be able to choose a legitimate one. While none of these services can work miracles, the best credit cleaning companies will do everything legally possible to repair your credit report so that your score goes up in the shortest amount of time possible. However, they CANNOT guarantee that the score will increase by a specific number.

And this type of service can really work and it doesn’t have to cost as much money. You should not be required to pay money up front. There should always be a free consultation. The CROA requires that these types of companies must be able to explain the following:

• Your legal (written) rights regarding credit repair

• The costs involved and your right to cancel for at least 3 days

• An estimated schedule

• A detailed plan of everything the company will do to help you and the specific details involved

You should have the legal option to take them to court if they don’t follow through on the actions you promise.

What ARE some of the best credit cleaning companies? Which ones should you consider?

Here are some of the best:

sky blue credit

This company has been offering credit repair services since 1989 and has earned a reputation for being very easy to use. There is a price for all services. You won’t be confused by the different levels or upgrades that some of the other companies offer. Sky Blue promises to dispute 5 items per office (for a total of 15) every 35 days to deliver at a fast pace.

holy credit

There are many reasons this is a good company: it has an A+ BBB rating, 90-day money-back guarantee, and custom written arguments tailored to each individual client’s circumstances. Other credit repair companies only use pre-written arguments. If you choose Credit Saint, you will be assigned a team of experts to handle your case. Your team will call you regularly to keep you informed of what is happening.

Lexington’s Law

If it’s available in your state, you’ll definitely want to consider Lexington Law. This organization has teams of attorneys and actual paralegals spanning over 20 states. Customer support is available every day via email, online chat or phone. When you first contact them, you’ll receive a free, detailed consultation to learn how to review your credit reports. It is determined that you would be a good candidate for credit repair services, you will be able to start as a client.

Before you contact one of the best credit cleaning companies, make sure it’s really a service you’ll need. Are there too many problems with your credit reports that you think you won’t be able to handle on your own?