Reclaim PPI for a deceased loved one

No one ever seems to talk about the financial journey that those who lose a loved one immediately face.

Culturally, the focus is on the emotional elements of the passing of a loved one, of death, of grief.

Suddenly there is a space where before there simply wasn’t. You can’t say things to space, and you can’t lean against space, and space has no heat and no smell.

Meanwhile, life is moving towards the next season at the same speed as always, you don’t expect. Look outside; The clouds are moving through the window pane, and the sun will soon set as it always has…

… and life continues to revolve around finances and the specifics linked to finances. But, in the UK anyway, it’s as if it’s unseemly to discuss financial and money matters outside of the solicitor’s office. However, money is a practical item that can be of great help. And clear advice and discussion are much more helpful than muttering to one another.

There is nothing good or bad about money, it is just one thing. Any emotion related to money belongs to the one who brings the emotion. Money has no emotion, it is neutral.

What is not neutral is that your loved one would not want you to leave money in a bank that it does not belong to, but would want you to have access to it. I’m going to show you;

1) Why you should do this.

2) How to do it.

3) How little YOU will have to do

Common support tips.

Common immediate tips cover areas of emotional support, and addressing these areas is invaluable. They largely focus on mental and emotional health, such as expressing and releasing feelings; And don’t pretend it’s okay when it’s not. There’s also a lot about how everyone deals with death differently; Give yourself time to heal; know it’s okay to be messed up.

The slightly more practical aspects include; joining rituals like memorial services; preserve memories by planting a tree or running a charity run; join a support group; stop drinking

There are 3 things you should do in the first few days after someone dies;

Get a medical certificate from a GP or hospital. You’ll need this to record the kill.

Record death within 5 days (8 days in Scotland). Then you will get the documents you need for the funeral.

You can use a funeral director or arrange it yourself.

After this, there are a number of things to do, with many grueling details, including reporting to the government and dealing with taxes and benefits. The checklist grows further to include notifying banks and insurance companies; credit companies to prevent identity theft and so on; any employer (and there may also be an employer-sponsored insurance plan); service and utility providers.

The financial level BELOW the financial level.

And now to where a surprising level of potential sums may lie: in your loved one’s existing or old accounts. I’m talking about PPI and Investments. This is very important; It is NOT a waste of time; and above all it is easy because the detailed work can be done for you.

In summary, what we would need to be able to help you:

1) Your part is simple. It’s as easy as calling or emailing ONE TIME to start the process.

2) VERY significant; ie, any PPI claim made NOW is worth much MORE (hint: it’s in the items of interest!) due to elapsed time. Now, assuming that most loved ones were older when they passed away, that means there is real and high potential value in these claims. 4 and 5 figure sums are not unusual, this includes when netting an investment.

3) And finally in terms of investments. Now, just to be clear, I am NOT talking about accessing or “cashing in” your loved one’s investments; that will occur as part of the process of pursuing all the aspects that make up the Heritage. What I’m referring to is when investments haven’t been releasing what they should (and don’t worry, that’s up to us, not you). There can be AWESOME claims in this area. Obviously it depends on the circumstances, but tens and hundreds of thousands of pounds are not unusual. If your loved one had ANY investments, we want to know about them.

So there it is then. ONE call or email, and you can free up sums that may be there, in your loved one’s existing or old accounts and, with interest added over time, can be very valuable.

Your loved one would want YOU, NOT the bank, to receive them.

LET’S GET THEM BACK!