How to Get the Cheapest Auto Insurance and the Best Coverage

So you are interested in buying a new car. Your old car starts to crumble. You can afford to buy the new car, but your problem is not buying the car, but paying for the car insurance. Car insurance for new cars is much higher than driving an old car and this is because the car is worth more. Here are some great steps to get the cheapest car insurance and great coverage.

The first step is to understand that you are worth more to auto insurance companies than you are. The reason is because there is a market of hundreds of auto insurance companies, but there is only one of you. This is what puts you at an advantage. They want your money. As soon as you talk to the insurance company, they know they have a great chance of converting the prospect. So you will have to play the insurance game.

The second step is to find out all the insurance companies in your area. Once you know the insurance companies, you can start getting price quotes from all of them. If you can go to these companies in person, you have a much better chance of getting a lower deal because you can speak face-to-face with the auto insurance salesperson, giving you even more influence. So now that you are listing between three and four different companies, it’s time to move on to step three.

The third step is to go back to the same insurance agencies and tell them what other companies have offered you. That is why in person it works best. Really seem interested in what you are saying and stand your ground and say that I am looking to pay below this price. If the price goes down, please choose. Go with the new insurance price or take that new offer to another seller. Repeat the process until you are satisfied.