Federal disability retirement under FERS and CSRS
Federal and Postal employees sign a “compensation package” when they become an employee of the Federal Government or the US Postal Service. Regardless of which Federal Government agency a person works for, a Federal Government or Postal Service employee The US Postal Service falls under one of two basic...
America’s declining education and its impact on society
What does education mean to you? Let us turn our attention to the solution of one of the most important problems of the nation, education. Education is one of the most important foundations, if not the most important, that needs to be instilled in children today. The fact is...
Reclaim PPI for a deceased loved one
No one ever seems to talk about the financial journey that those who lose a loved one immediately face. Culturally, the focus is on the emotional elements of the passing of a loved one, of death, of grief. Suddenly there is a space where before there simply wasn’t. You...
How to Expand Your Family Law Practice: Ten Money-Making Tips for Divorce Lawyers
The divorce rate in the United States is likely to increase in the next five years due to the ten sociological trends described below. These changes will create abundant work and opportunities for family and matrimonial lawyers. In a bad economy, some people stay in bad relationships because they...
Innovation – Regulatory abuse?
The 1990s brought us companies like Amazon.com, eBay, Netscape, Broadcom, and AOL, to name a few. We discovered web browsers, PDAs, universal email, voice over IP, DSL, broadband cable, cable telephony, Wi-Fi and TiVo, among others. The 1980s brought us companies like Dell, Compaq, Cisco, Microsoft, Qualcomm, Adobe Systems,...
Working from home: the pros and cons
For various reasons, more and more people are choosing to be their own boss and work from home. For years, I had this dream of one day being the boss of my own company. It turned out that the company I was building and investing in was my own...
Addicted to real estate: why I can’t stop and why I should start
The total payment technique So how does the down payment technique work when buying a house with cash? First of all, let me repeat that I didn’t really have any cash, but I did have a significant amount of equity from Terry’s house and several houses that I owned...
Drive: Harnessing the Intrinsic Motivation of Lawyers
Daniel H. Pink’s 2009 book “Drive: The Surprising Truth About What Motivates Us” (“Drive”) is packed with information that is highly relevant to the legal profession today. Drive’s core goal is that motivating professionals like lawyers requires law firms to go beyond the traditional use of carrots and sticks,...
GMAT – Graduate Management Admission Test
An introduction to the GMAT What is GMAT? The Graduate Management Admission Test (GMAT) is an exam taken annually. It is an analysis of the general abilities and skills that one has accumulated over time. The GMAT exam is a consistent form of assessment that helps business schools or...
Alli Side Effects – How to Avoid Them "there oops"
Alli has gained a lot of popularity and controversy recently. Since becoming an over-the-counter product, it has made prescription strength diet pills available to the general public. The average person can now buy Alli online or in stores. Alli’s main ingredient, Orlistat, acts as a fat blocker. This means...